67 Million Americans Hold Crypto: 90% Plan to Buy More Next Year

Crypto Holders Broaden Across Income, Age, and Work

One successful 4 U.S. adults present owns cryptocurrency, representing much than 67 cardinal radical aft 12 cardinal Americans entered the marketplace successful 1 year. The 2026 State of Crypto Holders Report from the National Cryptocurrency Association (NCA) found ownership expanded crossed income levels, regions, industries, and generations, with mundane usage rising alongside broader adoption.

Recent buyers changed the ownership profile. Women represented 42% of radical who bought crypto successful the past year, compared with 34% of earlier adopters. Adults ages 18 to 24 made up 18% of caller buyers, portion radical 55 and older accounted for 28%.

On May 20, the National Cryptocurrency Association shared connected X:

“67 cardinal Americans clasp crypto. That’s 1 successful 4 adults. Construction workers. Caregivers. Ranchers. Small concern owners. Everyday Americans who are gathering fiscal independence. The Clarity Act would springiness them the wide rules to support doing it.”

The Clarity Act would found a national model for integer assets. The Senate Banking Committee precocious the measure 15-9 connected May 14, sending it to the Senate level and sharpening argumentation debates astir oversight and user protections.

The study was based connected an online survey conducted by The Harris Poll connected behalf of the National Cryptocurrency Association. Researchers surveyed 10,000 U.S. adults who identified themselves arsenic cryptocurrency holders betwixt Feb. 12 and March 3, 2026. The findings were past weighted and extrapolated to estimation the broader U.S. crypto-owning population, starring to the report’s estimation that astir 1 successful 4 American adults, oregon astir 67 cardinal people, ain cryptocurrency. The survey reported a borderline of mistake of positive oregon minus 0.7 percent points astatine a 95% assurance level.

Everyday Use Cases Move Crypto Beyond Investing

Looking ahead, 90% of holders said they expect to bargain cryptocurrency wrong the adjacent year. Another 72% program to walk it, portion 65% mean to nonstop it to friends and family. Active cryptocurrency usage among holders accrued from 80% successful 2025 to 87% successful 2026. Transfers to friends and household reached 41%, portion purchases of goods and services accounted for 40%. More than fractional of respondents readying to bargain further cryptocurrency said they expect to acquisition up to $5,000 worthy implicit the adjacent year.

How crypto holders expect to usage their cryptocurrency successful the adjacent year. Source: NCA

Industry information besides showed crypto’s scope extracurricular exertion jobs. Tech inactive led astatine 18% of employed holders, portion operation and manufacturing totaled 21%. More than fractional of holders earned nether $150,000 successful household income, and 23% earned beneath $75,000. Regionally, the South held the largest stock astatine 38%. Confidence besides strengthened. Sixty-nine percent of holders trusted crypto, portion 65% trusted accepted banking. Three-quarters described crypto arsenic proven and reliable.

Stuart Alderoty, main ineligible serviceman astatine Ripple and president of NCA, tied the authorities to clearer protections and regulatory certainty for participants aft the committee vote. On May 20, helium shared connected X:

“The Clarity Act isn’t astir protecting an industry. It’s astir protecting mundane Americans who merit wide rules erstwhile they enactment successful the multi-trillion dollar crypto economy. 67 cardinal Americans already clasp crypto. The information is in. It’s time.”

Barriers remained measurable. Seventy-two percent of holders cited interest astir scams and security. Yet 77% reported crypto had a affirmative interaction connected their lives, compared with 3% reporting a antagonistic impact. Greater transparency ranked arsenic the apical trust-building origin astatine 49%, followed by real-world usage cases and accepted concern integration astatine 42% each.