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The post Best Crypto to Buy Under $1 Right Now? Analysts Favor This Altcoin Over Dogecoin (DOGE) appeared first on Coinpedia Fintech News
The market is preparing for its next major cycle, and analysts are already debating which assets carry the strongest upside under the $1 mark. Dogecoin still commands attention due to its history, but traders looking for stronger percentage potential are now rotating toward a newer altcoin that offers utility and a cleaner growth runway. That token is Mutuum Finance (MUTM), and analysts say it may be better positioned for 2026 than older meme assets.
Dogecoin (DOGE)
Dogecoin continues to be one of crypto’s most recognizable names. It trades near the $0.14 level with a market cap close to $24 billion. Its brand power and community helped it push through the 2021 and 2024 cycles. But the same maturity that made it a household name has now created new limitations.
DOGE faces major resistance in the $0.16 to $0.18 range. These levels have rejected several attempts at breakout, and analysts warn that clearing them would require far more liquidity than in earlier cycles. This is because DOGE is now a large cap. Big market caps do not multiply easily. Even strong rallies produce smaller percentage gains compared to early-stage assets.
Analysts reviewing DOGE’s next-cycle targets generally model conservative scenarios. Many place it near $0.20 to $0.25 by 2026 if the market remains constructive. That would represent moderate gains, but not the explosive multiples seen during its early stage. For traders seeking higher upside, this makes DOGE less appealing as a primary play.
Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a new crypto project developing a decentralized lending protocol. Once live, it will allow users to supply and borrow crypto assets through smart contracts. Suppliers will earn interest and receive mtTokens that track their deposits and yield. Borrowers will post collateral and unlock liquidity without selling long-term holdings.
The protocol includes a P2C market for pooled lending and a P2P market for isolated borrowing. In the P2C market, a depositor providing $1,200 worth of ETH at a 4% APY would receive mtTokens that reflect the growing balance over time. In the P2P market, a borrower posting $1,000 in collateral with a 70% Loan to Value limit could borrow up to $700. Liquidators step in if collateral value drops below safety levels.
Mutuum Finance (MUTM) is currently in its presale at $0.04. The sale has raised over $19.8 million and has attracted more than 18,800 participants. The token launched in early 2025 at $0.01, placing current pricing roughly 300% higher than Phase 1. The official launch price is set at $0.06.
Why Analysts Believe MUTM Could Outperform DOGE
Analysts point to three main reasons why MUTM may deliver stronger multiples than DOGE during the 2026 cycle.
Reason 1
Dogecoin’s $24 billion valuation creates a ceiling on future gains. Large caps do not replicate their earliest surges. MUTM sits at the opposite end of the curve. Its valuation is still forming and its token distribution is still underway. Early-stage assets historically offer stronger elasticity when demand increases.
Reason 2
Dogecoin is a meme asset. Its demand is driven by attention cycles, not protocol mechanics. Mutuum Finance is utility-driven. Its model includes mtTokens for yield tracking and a buy-and-distribute mechanic where MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. This ties buy pressure to protocol usage rather than social hype.
Reason 3
DOGE had its largest multiples before most traders noticed it. MUTM is still in its developmental phase. According to the official X account, the V1 protocol is preparing for testnet deployment before mainnet activation. Lending protocols often reprice once borrowing and liquidation flows begin because revenue can be measured. Analysts believe this timing sets up Mutuum Finance as a 2026 candidate rather than a late-cycle catch-up play.
Why Phase 7 is Selling Out Fast
Phase 7 of the presale has been selling out faster than previous phases. Larger wallet entries have been reported during this stage. Analysts interpret this as allocation tightening near the end of structured distribution.
Mutuum Finance has also gone through several security steps. The V1 codebase was audited by Halborn Security. The MUTM token received a 90 out of 100 score from CertiK’s token scan. A $50,000 bug bounty is active to identify vulnerabilities before mainnet.
A 24-hour leaderboard rewards the top daily contributor with $500 in MUTM, and card payments are supported for users who prefer direct onboarding. These tools make participation easier compared to manual wallet setups.
Research reports suggest that if V1 adoption and liquidity grow through 2026, MUTM could reach a $0.24 to $0.32 valuation range. From the current $0.04 presale level, this would represent roughly a 500% to 700% increase under favourable conditions. These estimates reflect how analysts model early-stage DeFi lending assets during pre-launch phases.
For more information about Mutuum Finance (MUTM) visit the links below:
Website:https://www.mutuum.com
Linktree:https://linktr.ee/mutuumfinance
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