2 hours ago
Delaware Life Insurance Company is adding constricted Bitcoin-linked vulnerability to its status annuity portfolio done an scale developed by BlackRock.
The insurer volition connection an scale that blends US stocks with a small, risk-managed allocation to Bitcoin (BTC). The Bitcoin vulnerability comes done BlackRock's iShares Bitcoin Trust ETF, meaning investors bash not clasp Bitcoin directly.
The scale combines US equities with managed BTC vulnerability and applies volatility controls designed to bounds fluctuations to astir 12%. Delaware Life said the operation allows policyholders to summation indirect vulnerability to BTC terms movements portion inactive preserving their main nether the annuity’s terms.
The scale volition beryllium disposable crossed 3 of Delaware Life’s fixed indexed annuity products. Fixed indexed annuities are insurance-based status products that support the archetypal concern and connection tax-deferred growth, with returns tied to the show of a referenced marketplace scale alternatively than nonstop plus ownership.
Delaware Life Insurance Company is simply a US beingness security and annuity supplier focused connected status products. The institution said it surpassed $40 cardinal successful cumulative annuity income arsenic of November 2025.
BlackRock, 1 of the world’s largest plus managers, launched its Bitcoin ETF successful January 2024. According to CoinMarketCap data, the money has a marketplace capitalization of much than $70 billion, making it the largest spot Bitcoin fund.
In December, BlackRock said the ETF ranked among the company’s three largest concern themes successful 2025.
Top 5 spot Bitcoin ETFs by marketplace capitalization ource: CoinMarketCapRelated: Crypto industry, commercialized unions clash implicit multi-trillion dollar status funds
Insurance companies research Bitcoin-linked strategies
The Delaware Life merchandise is not the lone illustration of security companies experimenting with Bitcoin-linked structures.
Meanwhile Group, a institution that offers Bitcoin beingness insurance, launched successful June 2023 backed by investors including Sam Altman and Gradient Ventures. In October 2025, the institution raised $82 cardinal successful a backing round, which it said would beryllium utilized to enactment increasing request for Bitcoin-denominated status and savings products.
Tabit, a Barbados-based insurer, has taken a antithetic attack by utilizing Bitcoin to money its equilibrium expanse alternatively than offering crypto-linked security products. In March, the institution raised $40 cardinal successful Bitcoin to backmost accepted US dollar-denominated spot and casualty security policies, saying its full regulatory reserve was held successful Bitcoin.
Beyond security products, US policymakers person moved to grow entree to crypto vulnerability done different status vehicles.
In August, US President Donald Trump signed an enforcement bid directing US regulators to grow entree to cryptocurrency successful 401(k) status plans.
Magazine: Davinci Jeremie bought Bitcoin astatine $1… but $100K BTC doesn’t excite him
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