Fed Survey Signals Structural Breakdown in US Credit System

Warning signs emerged successful the July 2025 Federal Reserve lending survey, revealing entrenched structural accent crossed U.S. recognition markets. Banks imposed tighter lending standards for astir each categories, with concern and user indebtedness entree deteriorating contempt easing compared to 2024. Commercial and concern recognition dried up, peculiarly for tiny firms, arsenic banks cited regulatory pressure, […]