Standard Chartered sees $2T in tokenized RWAs by 2028, matching stablecoins

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The $300 cardinal stablecoin marketplace capitalization pushed DeFi into a “self-sustaining cycle” of growth, according to the concern bank’s caput of research.

Standard Chartered sees $2T successful tokenized RWAs by 2028, matching stablecoins

Tokenized real-world assets (RWAs) whitethorn scope a cumulative worth of $2 trillion successful the adjacent 3 years arsenic much planetary superior and payments migrate onto much businesslike blockchain rails, according to concern slope Standard Chartered.

The slope said successful a Thursday study shared with Cointelegraph that the “trustless” operation of decentralized concern (DeFi) is poised to situation the dominance of accepted fiscal (TradFi) systems controlled by centralized entities.

DeFi’s increasing usage successful payments and investments whitethorn bolster non-stablecoin tokenized RWAs to a $2 trillion marketplace capitalization by 2028, the concern slope predicts.

Of the $2 trillion, $750 cardinal is projected to travel into money-market funds, different $750 cardinal into tokenized US stocks, $250 cardinal into tokenized US funds, and different $250 cardinal into “less liquid” segments of backstage equity, including commodities, firm indebtedness and tokenized existent estate.

“Stablecoin liquidity and DeFi banking are important pre-requisites for a accelerated enlargement of tokenised RWAs,” said Standard Chartered’s planetary caput of integer assets research, Geoff Kendrick, who added:

“We expect exponential maturation in RWAs successful the coming years.”

Reaching a $2 trillion marketplace capitalization implies an implicit 57-fold maturation for RWAs successful the adjacent 3 years from their existent $35 cardinal cumulative value, according to data from RWA.xyz.

Stablecoins fueling DeFi’s self-sustaining maturation cycle

The full stablecoin proviso reached a caller grounds of implicit $300 cardinal on Oct. 3, marking a 46.8% year-to-date maturation rate.

Kendrick said the stablecoin enlargement is reinforcing the broader DeFi ecosystem. “In DeFi, liquidity begets caller products, and caller products beget caller liquidity,” helium wrote. “We judge a self-sustaining rhythm of DeFi maturation has started.”

Despite the optimism, Standard Chartered said regulatory uncertainty remains the biggest menace to the RWA sector. The study warned that advancement could stall if the Trump medication fails to present broad crypto authorities earlier the 2026 midterm elections.