Visa Pilots Pre-Funded Stablecoins for Cross-Border Payments

Businesses would pre-fund their Visa Direct relationship with stablecoins alternatively of fiat, which Visa would number arsenic "money successful the bank."

Updated Sep 30, 2025, 11:16 a.m. Published Sep 30, 2025, 11:16 a.m.

Visa (V) is commencing a pre-funding aviator for the usage stablecoins done Visa Direct, its real-time payments platform.

Businesses would present beryllium capable to determination wealth crossed borders escaped of the request to parkland ample fiat successful equilibrium successful advance, Visa announced connected Tuesday.

"The goal: trim friction, unlock faster entree to liquidity and springiness fiscal institutions much flexibility successful however they negociate planetary payouts," the payments elephantine said.

Businesses would pre-fund their Visa Direct relationship with stablecoins alternatively of fiat, which Visa would number arsenic "money successful the bank," meaning the funds would beryllium disposable to payout.

Visa, similar several of their peers successful accepted fiscal (TradFi) payments, has been accelerating its plans successful stablecoins - crypto tokens pegged to the worth of a TradFi plus specified arsenic a a fiat currency.

They person been capturing the accrued involvement successful their usage arsenic major jurisdictions person introduced ceremonial regulatory regimes overseeing stablecoins.

Chainlink, UBS Advance $100T Fund Industry Tokenization via Swift Workflow

The solution uses CRE to process subscriptions and redemptions for tokenized funds, enabling institutions to entree blockchain infrastructure utilizing existing tools.